Your BVN Is Enough to Steal Your Identity — Here's How to Protect It

Your Bank Verification Number links directly to every bank account you hold. In the wrong hands, it's enough to attempt identity theft, unauthorized loans, or account takeover.

How it typically leaks

Phishing messages disguised as bank or NIBSS communication, fake BVN "verification" links, and social engineering calls are the most common routes.

What never to do

Never enter your BVN on a page you reached through a text message or social media link. Only ever provide it directly through your own bank's official app or branch.

If you suspect it's been compromised

Contact your bank immediately, report to the CRC (Credit Registry Corporation), and file a report with the EFCC.