Opay and Palmpay Scam Alert — What's Targeting Nigerian Fintech Users

Fintech apps like Opay and Palmpay have made moving money faster and easier — and scammers have adapted just as quickly, targeting the exact convenience that makes these apps popular.

The most common pattern

A message claims a wrong transfer was sent to your account "by mistake" and asks you to send it back — except no money was ever actually received; the "proof" is a faked screenshot.

The fix

Always check your actual account balance and transaction history directly in the app before acting on any claim about money you supposedly received.

Another common pattern

Fake customer support numbers found through search ads or social media, set up specifically to harvest your login details when you call for help.

Only ever use the official in-app support contact, never a number found through a general search.